Recreational Insurance
Recreational boats, watercraft, motorcycles, RVs, ATVs, and any other motorized toy are a lot of fun but accidents can happen. It is important to understand how insurance can help protect you, others and your investment from bodily injury and property damage.
Coverages you can expect
Physical damage
Common cause of loss coverage for physical damage includes sinking, fire, storms, theft and collision. Although coverages and premium costs vary from carrier to carrier, it is in your best interest to speak with an agent about your options and determine the replacement cost or actual cash value. SIA is here to ensure your limits cover you in the event of a covered cause of loss so that your investment can be replaced or repaired.
Liability coverage
Liability coverage covers you personally from injuries to others or damage to others property in the event of an accident. Covered claims help minimize or pay entirely for lawsuit payments including legal fees and settlements.
Other Coverage
Other types of coverages may include medical payments and towing.
Discounts
Multi-policy discounts may be available to you.
There may also be discounts for safety courses you take specific to your motorized vehicle or vessel.
Our mission is to protect you and your property from unforeseen accidents
If you are thinking of buying recreational insurance to have peace of mind, our experienced insurance agents will provide you all the information you need. You can count on us! Request your quote above or you can reach an agent via phone 401-900-INSU or via email at info@schiappainsurance.com.
